Social Security Benefits Archive

Single Income Households and Social Security Benefits

Many people live in single income households or households in which one spouse’s income and Social Security retirement benefit is dramatically less than the other’s. It’s generally accepted that the higher earner in the household should delay claiming Social Security retirement benefits. Visit “Benefits for Spouses” at to

Delaying Social Security Retirement Benefits

Mention the topic of delaying Social Security retirement benefits in a group and you’re sure to get many different responses. The choice about whether to delay Social Security retirement benefits is complicated. Knowing when to claim Social Security retirement may depend on financial flexibility. Ultimately, the decision about when

Timing Social Security Retirement Benefits

Married couples may have more reasons to consider timing Social Security retirement benefits than individual beneficiaries. Most retired couples wrestle with the right time to claim retirement benefits from social Security. While there might not be a perfect time to claim for many people, selecting an optimal claiming strategy

Public Service Pensions and Social Security Retirement Benefits

Fewer Americans can expect a pension to fund retirement in today’s world. According to Gallup Poll, only about 36 percent of Americans retired with a pension in 2013. There are many reasons that today’s workers count on Public Pension Social Security retirement benefits as a means of replacing income